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When you graduate you will be making lots of money, well way more than minimum wage right?? So, if you can, it might be a great idea to have a loan, like a Stafford loan that needs no repayment until graduation, often with a 6-month grace period as well, to get you started in your job.

Now let me advice you this loans can't be canceled because you didn't get the education or job you expected, and they can't be canceled because you didn't complete your education.

Now one of my favorite loans is a deferred student loan.

Student loan refinance is a great option if you are looking to potentially lower your monthly payment, annual percentage rate, or remove a cosigner (like your parent) from an existing loan.You can choose which loans you want to include in a refinance—it can be one, some or all.For example, you can refinance your private student loans, and separately consolidate your federal student loans with a Direct Consolidation Loan to retain or get the benefits of the federal program.They both combine your loans into one loan, however, there are some key differences.The federal program: Direct Consolidation Loan Private student loan refinance options Why should I refinance my private student loans?

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