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It's important that you have access to your credit score, especially since it's not part of your free credit report.

After all, it's a number that lenders, landlords and others use to evaluate your credit worthiness.

Plus, you'll receive personalized offers for mortgages, auto loans, credit cards, and more no matter what your goal is.

It also depends on when you pay down balances, when you apply for a new loan or credit card, open a new account, or when you close an account.

Try it now You can check your credit score as often as you’d like.

Checking your credit score every two weeks is a great idea so you can keep track of any changes and monitor activity.

Some of them include: late payments, applying for new lines of credit, going bankrupt or carrying a balance from month to month.

On the other hand, plenty of things can positively affect your credit.

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